1. Only apply for credit when you need it, and do your best to space out when you apply for new credit accounts.
2. Stick to a budget, so you don't spend more than you earn.3. Get a secured card
3. Pay more than the minimum due on your credit cards.
4. Build up a savings account, so you have money for emergencies.
5. Check your credit report for accuracy and make corrections where needed.
6. Pay all of your bills on time.
7. Keep all credit card balances under 25% at all times